Kreate as an investment

Kreate operates in an infrastructure market that is stable by nature and offers historically safe growth. Kreate’s operations emphasise superior technical expertise combined with financially sustainable operations. A strong cash position and balance sheet create conditions for rewarding shareholders with an increasing dividend.

Growth company in a stable and countercyclical market
We specialise in demanding infrastructure construction, which is by nature stable and counter-cyclical. The more demanding the infrastructure project, the less sensitive the investment decision is to short-term changes in inflation and interest rates. More than half of our revenue comes from the public sector, which effectively smooths demand fluctuations caused by economic cycles. We expanded into the Swedish infrastructure market in 2022, which diversified our offering and improved risk management by reducing our dependence on developments in the Finnish market alone. Our objective is to continue strong growth in the Swedish market and build it into a second geographical pillar for the Group. The acquisition completed at the end of 2025 expands our operations into underground rock construction, supporting the company’s growth.

Strong technical expertise with great prospects
We deliver even the most demanding infrastructure projects with strong professional expertise and by listening to the customer. We aim for profitability above the industry average through skilled and motivated personnel, significant references and satisfied customers. We also pay special attention to risk management and economically sustainable operations. Rather than growth, we primarily seek improved profitability. Our focus is on the future, and we carefully consider which projects we tender for and on what terms. Urbanisation, the green transition and infrastructure investments driven by the geopolitical situation will support our growth in the future.

Good dividend yield
We aim to be a stable and reliable dividend payer across business cycles. Our strong cash flow and solid balance sheet position provide a foundation for both growth and dividends. Our objective is to distribute at least half of our annual net result as dividends, taking into account the financial position, cash flows and growth opportunities. For the financial year 2025, the Board of Directors is once again proposing an increasing dividend, for the fifth consecutive year. The proposed dividend of EUR 0.60 per share corresponds to a dividend yield of 4.8% for the share.

Green transition projects mean industrial investments. For Kreate, green transition projects offer opportunities in the form of groundwork for large data centers, for example.

Finland’s NATO membership and the prevailing geopolitical situation increase the need and significance of rail, road and port infrastructure to the north and western borders and, for example, airport infrastructure from the perspective of Finland’s security of supply and accessibility.

As a result of urbanisation, the infrastructure construction market is concentrated in the largest cities. At the same time, the complexity of infrastructure projects increases, as space is limited in the dense urban environment that has already been built. In addition, construction in urban environments is characterised by demanding soil conditions, construction underground or high above the ground.

The growth of public transport infrastructure is a consequence of both urbanisation and the green transition. The aim is to provide urban dwellers living increasingly densely with an efficient and environmentally friendly public transport system running on rails. Many cities have significant rail investment plans at different stages.

Of the five megatrends, labour shortages are the only ones that do not support Kreate’s business. Kreate’s good reputation as an employer helps recruit the best experts in the field, and the company also cooperates closely with educational institutions in the field. Every year, Every year, Kreate has dozens of students for an internships and also actively recruits them permanently.